I am 1 yr behind in my mortgage and HELOC . I am also 8 months behind on $80,000. credit card debt with 2 banks

The credit card companies are unlikely to go after you, but the third-party debt collectors to whom they sell your debt will sue you in a...

In general, I urge my clients NOT to reaffirm their mortgages. Reaffirming only continues the dsbtor's personal liability for the note, which is...

I am being sue by the credit card company for my debt. I received a summon letter that was mail out to me on the 1/2/14.

If this is a valid lawsuit, you need to answer within the deadline. You should seriously consult an attorney immediately to see what your options are.

CASE DISMISSED

You'll need to open a new case, pay the fees again, and reschedule your 34 meeting. Sorry, the court is rigid about their deadlines.

My thanks I have received my CH-7 discharge last week and am very happy with -

I'm glad this worked out for you, and CONGRATULATIONS! Be cautious about anyone on the Internet promising to increase your FICO score. My clients...

When to start negotiating a settlement? Compel Arbitration? Realistic outcomes?

Whether you're negotiating or not, you MUST answer the complaint within the proper time period. I strongly suggest you consult with a debt attorney...

Am I responsible to pay a spouse debt when they co signed myself onto the contract and failed to pay as intended?

You should not be liable for debt you didn't agree to take on. I suggest you explain the facts in a letter to the creditor. If they continue to...

I want to file bankruptcy for chapter 13. I read that the last 4 yrs of taxes are due. I have not filed 2009 - can I file?

Yes, you can file. You may just need to file a declaration asserting that you did not file 2009's taxes. However, I cannot stress this enough -...

Does this fall under defamation of character?

I agree with Attorney Lassen. This is purely an opinion. I suggest you write a *CALM* response explaining the facts, and put your energy into...

Hi , I am late on my storage unit payment .Unit costs $35 /month. I am charged $10 late fee on11th and $25 prelien fee on17th

If you agreed to it in the contract you signed (and you likely did), then it's legal. Courts are reluctant to interfere with the right of two...