Advantage of bankruptcy vs shortsale and vice versa

I agree it often makes more sense to file bankruptcy than to try to do a short sale. But I would add that the property owner may want to...

Can a medical clinic charge collection fees?

The answer to this will depend on several factors. Two are discussed below, but there may be other considerations under your state's laws. (1)...

A Cash advance company sent me a "Wage Garnishment Pending" letter. I do owe them money. On the affidavit and summons it has a t

In most jurisdictions, a party needs a court judgment against you before they can garnish your wages and / or garnish assets like bank...

Can ajudgement be included in a debt consolidation? can they garnish my wages if i miss a monthly payment?

Your question mentions debt consolidation. Are you working with a debt consolidation company? If so, that complicates things a bit. The...

Can a debt collector take me to court if they have already have a wage garnishment in place?

Why are you being called into court? It is possible the debt collector wants to get you into court to ask you if you have other assets you can...

How do you stop a zombie debt collector from illegally re-aging an old debt to make it appear current?

The answer will depend on exactly what the debt collector has done. But, start by demanding proof of the debt from the debt collector. If the...

Unless your state law specifically prohibits it, a debt collector is permitted to call and ask you if you want to pay a debt-- even a very old...

Debt Collection/Serving Papers

You should file an answer with the court explaining that you were not served properly. Check the court's website to see if there is a form you can...

Is it possible to owe too much debt? My business has failed and I had personally guaranteed most of my debt.

I think you are asking if there is a limit to how much debt you can have and still file bankruptcy. The answer will depend on what type of...

I just filed bankruptcy ch.7 and I had the creditors meeting. Will I be receiving my tax refund?

You should discuss this with your bankruptcy attorney. If you filed your bankruptcy yourself, then you need to ask whether you used your...