Consider carefully whether a "failed" reaffirmation is the best of both worlds in your jurisdiction. In many jurisdictions, a denied...

I agree with Mr. Berkus. I would add that creditors sometimes behave irrationally. But, a good attorney can present what I call your...

Do I have a case?

Do you have a copy of what you signed? If your outstanding federal student loan debt is higher than (or a significant portion of) your annual...

You lawyer did not give me a really full answer. He said that selling debts had nothing to do with the statute of limitations.

No, the statute of limitations on suing on a debt does not re-start when a debt is sold to a debt buyer. Consumers can, however, do various...

Bankruptcy rights?

Did you try to dismiss the case voluntarily and was your request to dismiss denied by your bankruptcy judge?

Running my credit and putting a car loan in my name

Agree with Mr. Corbin and would add the following: Sometimes car dealers assume you want dealer financing. I once went in to buy a car and was...

I have 35k in CC Debt. Can I file for Ch7 if I am buying two cars from Toyota Financial? Will I be allowed to keep them?

If you decide to buy the cars, be sure you are not over-paying for an old car. In other words, if you are going to "buy" something, be sure it is...

Where to locate witness's name in CCP § 98?

As a matter of strategy, consider whether you want to wait until trial to object to the Declaration on the grounds that the name of the Declarant...

How can I avoid getting sued when I can't pay for the medical bill?

If your doctor hires a debt collector: Strangely enough, sometimes creditors become more reasonable after they have referred an account for...

You might consider sending the debt collector a validation letter, just to be sure you haven't overlooked some other old account. If the debt...