What are a defendents chances of winning a collection lawsuit on a debt that they never paid off in 2007.

You will, without question, have a better result if you handle this matter with representation. You are not versed in legal argument and the...

How do we spell out terms of continued ownership of real property and joint responsibility of HELOC debt in an MSA?

This is not an area where a person ought to try and handle the matter on his/her own. There can be far reaching consequences of doing it yourself...

Can I file chapter 7 on my HELOC and keep paying my first mortgage current? Does the homestead act come into play?

I concurr with Dorothy. The filing of a Chapter 7 will be of little use to you if you are only looking to rid yourselfof the second mortgage. It...

California: Is there a way to know if a person already filed bankruptcy online or in person?

You should open an account with www.pacer.gov and check for them by name and social security number if you know it. You need to make sure you...

Who is responsible in a slip and fall?

The answer is maybe. The property owners and those in control of the property have a duty to warn or make safe any non-obvious dangerous...

If the bank sent me a letter showing they have updated my account as having a zero dollar balance than why

In addition to the other responses which are accurate, it is unknown whether they are assigned to collect the debt or if they have purchased the...

Me and my husband are trying to figure out how to get a title to our car after filing bankruptcy.

Contact your deprtment of motor vehicles and request that they issue a lost title to replace the one you never got. If the title shows a lien...

Can I credit credit card debt for future alimony?

If you have a marriage settlemenet agreement that divides that debt equally and she is intentionally not keeping her agreemenet to pay, you can...

It sounds like a shake-down to me. I would ignore the letter. They are simply trying to recover their fees. They are highly unlikely to report a...

Mortgage discharged in Chap 7 (meant to reaffirm); and have made all payments on time (before and after bankruptcy).

If you wish to sell the property, you will still have to make the pay-off in order to get clear title to make the sale. The lender is not entitled...