Questions answered by Douglas Charles Michie

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If someone has a real estate broker's license, is that all they need to go represent clients on their own?

Douglas's answer | Answered on August 24, 2013

This is perfectly legal and quite common for real estate brokers, as opposed to real estate sales agents that must list their license with a broker.

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Should I put a "price" in Section 3 of the Preliminary Change Ownership Form for an inter-spousal transfer deed made for divorce

Douglas's answer | Answered on August 24, 2013

Attorney Roach is correct. Likewise, there is no transfer tax due.

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I want to improve my credit score

Douglas's answer | Answered on August 24, 2013

A short sale of the properties will put an end to the rolling delinquencies. As to the 1st and 2nd loans, it will also eliminate any deficiency to...

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Never received initial written notice of debt from debt collector

Douglas's answer | Answered on August 24, 2013

The real issue is, how do you resolve the debt? You should talk to a debt settlement attorney to see how you can best put this debt behind you.

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I'd like to hire a debt settlement attorney using a traditional fee structure, not a percentage of debt. Is this an option?

Douglas's answer | Answered on August 24, 2013

I am a debt settlement attorney and I work with clients either way: 15% of enrolled debt or hourly at $395/hour. The larger the debt, the more it...

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Ex-husband tried to transfer $10,000 debt to me by giving my name to collection agency and possibly hospital and hold me liable

Douglas's answer | Answered on August 24, 2013

I doubt this is on your credit report - you can check with free copies at annualcreditreport.com. A restraining order could be obtained against...

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My question is regarding payment of a medical debt.

Douglas's answer | Answered on August 24, 2013

You are not the only one that ends up in this situation over medical bills. Hire an attorney for an hour to see if they can negotiate a better...

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Can I hire a bankruptcy attorney to offer a settlement to my unsecured creditors in lieu of filing?

Douglas's answer | Answered on August 24, 2013

You are not the only professional that would rather settle debt than go through bankruptcy. Debt settlement attorneys like myself can help you...

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Can I evict my tenants for not paying rent? Their reason is that because my house is on pre-foreclosure and I don't pay my mortg

Douglas's answer | Answered on April 14, 2013

Remind your tenants that if they don't pay, and you file eviction, that it is a public record and it could make it difficult for them to rent down...

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I loaned $10K at 6% interest in 1995 and then over time $17K from a line of credit. Now the borrower has money. Can I sue?

Douglas's answer | Answered on April 14, 2013

Sounds like you have waited too long. The statute of limitations has undoubtedly passed. If the debtor raises this defense, then you will be...

Douglas Charles Michie's Answers (435)

If someone has a real estate broker's license, is that all they need to go represent clients on their own?

Should I put a "price" in Section 3 of the Preliminary Change Ownership Form for an inter-spousal transfer deed made for divorce

I want to improve my credit score

Never received initial written notice of debt from debt collector

I'd like to hire a debt settlement attorney using a traditional fee structure, not a percentage of debt. Is this an option?

Ex-husband tried to transfer $10,000 debt to me by giving my name to collection agency and possibly hospital and hold me liable

My question is regarding payment of a medical debt.

Can I hire a bankruptcy attorney to offer a settlement to my unsecured creditors in lieu of filing?

Can I evict my tenants for not paying rent? Their reason is that because my house is on pre-foreclosure and I don't pay my mortg

I loaned $10K at 6% interest in 1995 and then over time $17K from a line of credit. Now the borrower has money. Can I sue?