SHOULD YOU HAVE YOUR NEW LOAN DOCUMENTS REVIEWED BY AN ATTORNEY?
May 17, 2011
If you've even been half paying attention to the media coverage on mortgage litigation lately, you have probably heard about getting a loan document "audit." This is where you pay thousands of dollars ...
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Post-Foreclosure Liability - Will Lenders Go After California Borrowers?
Apr 09, 2011
California's anti-deficiency laws were written to prevent: (1) multiplicity of actions; (2) overvaluation of the security; (3) worsening an economic recession by holding debtors personally liable after...
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Loan Modification and Mass Joinder Lawsuit Scams - California
Apr 09, 2011
You don't need to read this article to learn that, over the last three years, many California homeowners have fallen victim to scams involving loan modification scams, foreclosure rescue, and "mass joi...
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Short Sale Versus Foreclosure in California
Apr 09, 2011
This article discusses California foreclosure laws in very general terms and omits many specific nuances which may make such laws inapplicable to you. California foreclosure laws are complex and every-...
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CALIFORNIA AND DEBT SETTLEMENT SCAMS
Jan 26, 2011
Along with the massive consumer debts now facing many Californians, came scammers looking to make quick bucks by promising to solve personal financial problems. These scam artists push their "services"...
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Those Naughty Debt Collectors
Jan 20, 2011
"Pay the bill, or we'll call the cops!"
"Pay the bill, or we'll report you to child protective services!"
"We'll be calling you a hundred times a day until you pay!"
Debt collectors are heavily r...
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WHAT CAN A LAWYER DO FOR A HOMEOWNER WITH AN UPSIDE DOWN HOME & UNAFFORDABLE MORTGAGE PAYMENTS?
Oct 28, 2010
While many people, including those lawyers with robust senses of self, think the banks are "afraid" of lawyers, the truth is that the banks are not. Banks have lawyers and darn good ones. That said, ba...
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ONLY A FOOL PAYS THE MORTGAGE!
Oct 21, 2010
Not too many years ago, this headline would have sounded ridiculous. However, such sentiment seems to be gaining traction outside of the fringe anarchist groups that would normally espouse such behavio...
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POST FORECLOSURE LIABILITY – WILL MORTGAGE LENDERS GO AFTER BORROWERS?
Jun 09, 2010
Despite the record numbers of California homeowners losing their upside down homes due to foreclosures and short sales, there is a lack of accurate information about what happens when a home is lost to...
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YOU ABSOLUTELY CAN’T DISCHARGE TAXES IN BANKRUPTCY! OR CAN YOU?
Jun 09, 2010
In today's exceptionally hard economic times nearly everyone has thought about bankruptcy, even those with no intention of filing. We all have at least one friend or acquaintance who has filed bankrupt...
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