When will I be evicted if a judgement creditor gets a writ of execution on my house? When would I be evicted if I go bankrupt?
Ursula's answer
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Answered on October 23, 2017
Your debt collectors with judgments against may slap liens on house but they shouldn't foreclose (very rare). So being homeless doesn't sound like...
Archived
What happens to me and vehicle?
Ursula's answer
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Answered on October 18, 2017
Bad case, unfortunately. You can't rear end someone (no matter what) and avoid liability. That's why you need more space between cars, to avoid...
Archived
Is this accident my fault?
Ursula's answer
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Answered on October 18, 2017
You can't back up into something/someone that isn't moving (UNLESS THEY SUDDENLY APPEARED WITHOUT ANY NOTICE, SAY IN THE BLINK OF AN EYE). For...
Archived
My car was rear ended nearly 2 months ago. The person's insurance co. says they are still attempting to speak to their insured.
Ursula's answer
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Answered on October 18, 2017
Hire an injury lawyer immediately. Doesn't cost you anything (if the lawyer is legit). In meantime, have your insurance cover your damages. That's...
Archived
Can I be sued by a collection agency for a debt on a consumer bank account that is older than 7 years?
Ursula's answer
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Answered on October 17, 2017
People sue for anything, all the time. If you get sued, you defend with statute of limitations, etc. 4 years in CA on contract. Exceptions apply....
Chapter 13 or debt settlement? Which is better?
Ursula's answer
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Answered on October 17, 2017
Do not close your own door on a Ch 7. If even if it doesn't look good on paper, you should still file and let the court (US Trustee) object. I've...
Archived
I have a pending case from a car crush from last year, why is it take so long for them to settled?
Ursula's answer
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Answered on October 12, 2017
Google Prop 213 and see what it says about not having insurance during an accident. It's not good when it comes to pain and suffering. Only...
Can I apply for a credit card that was discharged due to my bankruptcy? And can I apply for it if I filed on July 25th?
Ursula's answer
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Answered on October 12, 2017
Yes. Wait till your BK case is closed. Be cautious with opening new accounts or you'll find yourself in same position soon. I see it all the time....
How to proceed after being sued by Discover Bank for $2400?
Ursula's answer
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Answered on October 12, 2017
Call them and start settlement talks. Offer them a 1/3 of the debt and ask for payment plans. If they don't budge, threaten BK. If this is your...
Archived
Will a creditor garnishment be added on top of a child support garnishment?
Ursula's answer
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Answered on October 12, 2017
The better question is: "How can I stop any of these garnishments?" While support is not dischargeable, the judgment creditor is and sometimes you...
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