Midland Funding is not the original creditor; it's a collection agency that might be acting as agent for the original creditor. Although you...

What is "Order - Other (Order RE: Writ of Execution - Stayed.) filed by The Superior Court of San Diego."? This is a SC

If you don't receive a copy of the court's orders in the mail, I suggest you obtain copies from the court. It appears the court approved the...

Debt Collection: Does the collection agency have to put settlement agreement in writing?

Don't pay a cent until/unless the creditor itself (not the collection agency -- the one who owns the debt) signs the settlement agreement.

Default judgments

Before you file the motion to set aside the default, make a written request to plaintiff to voluntarily set aside the default without the necessity...

Being sued for private student loan

I urge you to consult with an attorney ASAP to go over the complaint, your answer, and all other documents with you. (You did not state whether...

My paychecks & payroll dept. shows I satisfied my garnishment

Shortly before the garnishment commenced, your employer should have given you a copy of an Earnings Withholding Order ("EWO") along with Employee...

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Is arbitration clause enough to use as a response in debt collection case?

I suggest you consult with an attorney to determine whether your strategy is the best for your particular situation. For example, forcing...

Junk debt buyer

Consult with an attorney to determine whether you're eligible to ask the court to vacate the default judgment.

So, I found out that I am being sued by a debt collector. It was filed nov 22, but I have yet to receive a summons.

The court will not have jurisdiction over you until you've been served. Absent jurisdiction, the court does not have the authority to enter...

California Rules of Court ("CRC") Rule 3.1700(b)(4) provides that: "After the time has passed for a motion to strike or tax costs or for...