My house is in foreclosure in NJ . Can the mortgage company or credit card companies take possessions such as a boat to satisfy

Your credit card debts are known as unsecured debts, meaning that there is no collateral attach to it. This means they cannot get your boat to pay...

What does SOL for a debt collection refer to on a credit report? Does it refer to the "Date of Status" or "Last Reported"?

SOL = statute of limitations. The statute of limitations runs from the date of the last activity on the account. It is not necessarily illegal...

I'm not satisfied with my bill that I received from my attorney. I feel he has over billed me and hasn't credit my acct properly

You really need to take a look at your retainer agreement to understand how the attorney is charging you for his/her time. Did you agree to pay a...

A judgment can stay on your credit history indefinitely if the creditor takes steps to renew the judgment. If you are interested in settling the...

Being sued by a collector

When were you sued? Any attorney that you hire will probably want to know what you are being sued for. You can help speed up the process by...

I lost My husband in July. Creditors Are after me I make1,345.00 .What should I do ?

I'm sorry to your loss. I need more clarifications before I can answer your question. 1) What kind of debts are we talking about? Credit...

Loaned friend money, paid with bad check

It sounds like you may have a small claims case. Check the monetary limits for bringing a small claims suit in Florida--the state courts in CA...

Should I pay off an account that was opened by fraud?

I absolutely agree with the answer above. Why should you have to pay for something that you did not authorize? You should get copies of your...

My husband is texting with someone everyday. How do I get a court order to see what they are saying?

I can probably guess as to why you are asking this question, but it is not a crime to text someone. Court orders are issued for criminal...

Should I respond and how to?

No, it is a bad idea to ignore a debt collection letter. It will not go away through inaction. Even though you are past the 30 days to dispute...