Pioneer Legal appears to be a legitimate debt collector. However, this does not mean this debt is legitimate. The statute of limitations would...

I think you are asking is "is filing bankruptcy a good idea?" I would not recommend filing bankruptcy on an amount that small if your only income...

This looks like a scam. Any legitimate debt collector would give you the information you are asking for as well as the name of the original...

I agree with Mr. Selik, this looks like a scam. Under no circumstances should you give these people any personal information. You might also...

Yes. You are required to list everyone you owe money to. However, there is nothing to prevent you from re-paying your family member (or anyone...

The last six months of income is not something that normally comes up at a 341 meeting. That is used to determine your eligibility to file...

A debt discharged in bankruptcy cannot be collected later. The bank may refuse to do business with you but that is very unlikely.

You are probably "judgment proof" if your only income is SSDI and disability. However, for your peace of mind and to stop collection activity...

Bankruptcy looks at YOUR expenses and YOUR income. Parents income (if any) should not affect the means test. However, if you have reduced expenses...

The previous answers to this question all offer good advice. Most BK attorneys will provide a free consultation to answer your basis questions. ...