Archived
I live in CA and want to file for chapter 7 I own a house in NJ, can I claim an exemption if so which one would benefit the most
Raheleh's answer
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Answered on January 10, 2011
Depending on how much equity you have in the house, you may or may not be able to exempt it. You probably won't be able to use the homestead...
Do husband and wife both need to file bankruptcy if all the debt is only in husbands name?
Raheleh's answer
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Answered on November 09, 2010
No, especially if all the debt is during the marriage. Once the filing spouse receives a discharge, if the creditors try to collect from the non...
Archived
I filed chapter 7 in 2008. Both my first and second mortgage was included, My first mortgage is current but i am not able to p
Raheleh's answer
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Answered on November 09, 2010
The second on the home can foreclose but they buyer of at the foreclosure sale will have to buy and assume the first otherwise all the proceeds...
Archived
Ive been on workmans comp for the past year, does that count as income in a chapter 7 bankruptcy case?
Raheleh's answer
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Answered on November 09, 2010
Yes, but you may still pass the means test inspite of that income.
Bankruptcy requires review of your entire financial situation including all...
What powers does a Bankruptcy Trustee have over a case? Can they ask questions under oath? Can they dismiss a case outright?
Raheleh's answer
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Answered on November 04, 2010
Typically, if you want to dispute the dischargeability of a debt due to fraud, you must file an advesary hearing in the bankruptcy court and just...
Archived
Filing chapter 7 central district California. Proper to use ALL of household income & household size? Lot of people living w/ me
Raheleh's answer
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Answered on November 04, 2010
Yes you can. Household has a very broad definition under CA's definition of household but you do need to include their income in the means test. ...
Archived
3 default judgements in new york
Raheleh's answer
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Answered on November 04, 2010
Please be aware that if you have any assets like a home, they may have also recorded a lien on it. They can also garnish you wages. If don't...
Archived
Repercussions of defaulting on loans
Raheleh's answer
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Answered on November 04, 2010
Once you default on the secured loan, the creditor will repossess the collateral you used as the security. They will probably auction off the...
Archived
Filing bankruptcy joint or single
Raheleh's answer
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Answered on November 04, 2010
She file alone and she can include all community debts (including the ones in your name alone). You will get the benefit of her discharge because...
Archived
My husband an i want to file bankruptcy but don't know where to start
Raheleh's answer
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Answered on April 04, 2010
You should consult with a qualified bankruptcy attorney in your area. To find one contact the local Bar association or bankruptcy forums. This is...
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