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Hello, I just finished my 341 meeting and everything went well considering I completed all the paperwork on my own.
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Answered on August 08, 2015
I just wanted to add that you should be sure that you've completed the required post-filing course in financial management and that you've filed...
In California is there a $40000 wildcard exemption that can be used for chapter 7? I was told there was but I can't find info.
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Answered on July 26, 2015
Under California's 703 exemptions, the homestead exemption is $25,575 703.140(b)(1). The wildcard exemption is $1,350 plus any unused amount of...
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How much is a fair settlement amount in a credit card debt of 19,500 with CapitalOne,if I do not pay them what can they do?
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Answered on July 23, 2015
It's hard to say what a fair settlement amount would be. That dollar amount sometimes changes depending on the amount of time that has passed...
Will student loan affect my chance to petition for my parent to come to the U.S.?
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Answered on July 21, 2015
Having the loan will not affect your ability to meet the minimum requirement. The I-864 Affidavit of Support just looks at gross income...
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At a loss, what should I do?
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Answered on July 13, 2015
If the Audi is the only significant asset you have, especially assuming you have a loan against it, you'd likely be safe to file a chapter 7 case...
I was discharge 2 years ago my 2nd mortgage was stripped but it still appear on my credit report, how long before this clears up
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Answered on July 13, 2015
If you're saying that they are still reporting a balance, you should do as my two colleagues have mentioned and dispute the information through the...
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My brother took his dumb lawyers advice to file chtr 7. Is it possible to un-file chapter 7? Is there lag time to reconsider.
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Answered on July 09, 2015
In some cases, you can have a Ch 7 case dismissed, but once the Ch 7 trustee gets deeply involved and is trying to liquidate assets, it's very...
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Dismissing chapter 7 to start over
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Answered on July 06, 2015
If your attorney did a good job preparing the case, I don't see why you'd want to dismiss it. At this point, if everything's been done correctly,...
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25 years old. Total loss vehicle, no GAP, insurance won't cover. $17,000 for the car + $6,000 unpaid medical. What do I do?
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Answered on July 06, 2015
You probably have several options including setting up payment plans with your creditors, settling with them, or filing bankruptcy. Without knowing...
I want to report fraud in a bankruptcy filing. Will this help me get money back that I lost to the fraudster?
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Answered on June 27, 2015
In a Chapter 7 case, there are basically three different people/groups involved in the administration of the case, and each has separate duties and...
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