Archived
After receiving a bk discharge how long after discharge date can u amend ur bk if a mistake was made and can a bk be reversed
Brian's answer
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Answered on December 04, 2012
There is no deadline for reopening a bankruptcy case after discharge, but it is up to the courts discretion to grant the motion to reopen.
Once...
Archived
Are rental late fees illegal in California?
Brian's answer
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Answered on December 04, 2012
I agree with Mr. Lowenthal's answer, and would like to add that notwithstanding your landlord's extremely poor understanding of our court system,...
Archived
HOA late fee is 10% which is $10.05. They are charging $10.05 per month every month for 2 years for 2 missed HOA .
Brian's answer
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Answered on December 04, 2012
Many of the answers to your questions are likely found in your agreement/contract with the HOA. If you missed payments and never caught up on your...
Archived
I need to file chapter 7. In 2011 I filed twice and it was dismissed due to not getting all info in on time. If I refile will
Brian's answer
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Answered on December 04, 2012
Yes. Under 11 USC 362c, if you've filed a case and had it dismissed in the past 12 months, the automatic stay will be in place for 30 days; if...
Archived
My chap 7 BK case was closed without discharge for not providing proper official form 23, what can I do to reopen?
Brian's answer
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Answered on December 03, 2012
Although you may have taken the course, it sounds like you (or your attorney) did not file the certificate of completion of the course with the...
Archived
My daughter is in NYC, she enrolled 5 credit loans in a credit settlement company and they stopped making payments. What now?
Brian's answer
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Answered on December 02, 2012
Couldn't agree more with Mr. Swigart. I can't tell you how many clients have come to see me to discuss bankruptcy after having paid thousands and...
Archived
CALIFORNIA BANKRUPT
Brian's answer
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Answered on December 01, 2012
Income taxes owed to the IRS and FTB are dischargeable in bankruptcy if several conditions are met. In a nutshell, the taxes need to be at least 3...
Archived
I am a retired IRS employee with a pension my question is can Franchise Tax Board garnished back taxes
Brian's answer
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Answered on December 01, 2012
Unfortunately, yes, the Franchise Tax Board (FTB) can collect delinquent taxes from you in similar fashion to the IRS, and you would not be exempt...
Archived
Am I required to attend a civil court that a collection agency is taking me to try to collect a debt
Brian's answer
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Answered on November 30, 2012
It really depends on what the hearing is. If you've just been served with papers and are wondering whether you need to do anything within the 30...
Archived
Are car finance companies allowed to garnichee a senior's social security funds via a bank account.
Brian's answer
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Answered on November 30, 2012
Your creditors are able to levy your bank accounts once they have a judgment against you. Because they cannot easily tell whether the funds in your...
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