Can a debt collection agency continue to contact you and send you settlement offers via mail after they filed a lawsuit

Absolutely, and many creditors will go that route as a way to push debtors into settling. Receiving a summons can be a very strong motivating...

California House in Foreclosure, when do I leave the house? What is my liability if I leave now prior to Trustee Sale?

If you're asking what your liability to your lender(s) would be leaving today versus immediately before the sale date versus after the foreclosure,...

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How long does a person have to re open a Bankruptcy case? A friend owes me $7800 and he's threating to re open it and add me.

I couldn't agree more with Ms. Sinclair's answer. It appears that both you and your friend have some misunderstandings about bankruptcy here in the...

Yes, you can file a Chapter 13 case and receive a discharge in that Chapter 13 so long as at least 4 years have passed since you filed the Chapter...

I received a bill in the mail for an accident that I do not believe was my fault. I am uninsured. What are my options?

Although you may first decide to pursue other options that have been wisely suggested by my colleagues, if you do end up liable for a debt that you...

Real estate loans i have a rental property that decreased in value from $350k in 06 to $90k present.

Although its possible, it's unlikely that just because your 2nd loan was "written off" that you can expect it to come off your credit anytime soon....

Here is the form that your employer likely received informing him that he needed to withhold money from your checks. Take a look at #1 on page...

Should I expect to a judicial foreclosure from my 2nd mortgage? 1st is 100k underwater...

I agree with attorney Chen and would only add that judicial foreclosure is also costly for the lender and that they would likely only risk going...

Accounts not in bankruptcy

I agree. I think we need more information. Are you, perhaps, referring to credit cards or credit lines that had no balance at the time you filed...

I was 4 months be hand on my car note but I had cot my account up to date but they charged off my account ???????

From your facts, I don't see that the lender acted illegally. Unkindly, yes. But, not illegally. Since they sold the car for less than you owed,...