Questions answered by Gregory Mark Fitzgerald

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I had a car repossessed what steps can the bank take to collect their money and how much effort do they put into collecting it?

Gregory's answer | Answered on October 24, 2013

They need to get a judgment before they can attach your bank account. You can expect that they will sue you. Do not ignore this. This can be...

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I have a settlement agmt w/ a collection agency. What happens when original creditor transfers my account to a different agency

Gregory's answer | Answered on October 24, 2013

Not only are they stuck with the deal you very well may have a FDCPA/RFDCPA claim against them for misrepresenting the amount of debt you owe. I...

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Debt settlement in California. How much would I expect to pay to have an attorney do this for me.

Gregory's answer | Answered on October 24, 2013

How much you can expect to pay is directly related to who you owe, how much you to them, and how old are the debts. Another factor is you. For...

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Can I go to jail for not paying payday loans back

Gregory's answer | Answered on October 23, 2013

If they are saying you are going to jail you should immediately contact a lawyer and make a claim. You are entitled to damages and attorney fees....

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What are my options here?Do you think there is room for negotiation?Shall I pay lump-sump amount?I want to avoid going to court

Gregory's answer | Answered on October 22, 2013

I have to disagree with my colleagues on the court action. At a minimum you can get some time as any judgment can be delayed significantly by...

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Help with seemingly unfair debt collections+former landlord - and I've documented multi violations of state+fed law for recovery

Gregory's answer | Answered on October 22, 2013

It sounds like you should definitely have all these facts reviewed by an FDCPA lawyer. Every thing from misrepresenting the amount of a debt to...

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Default Judgment was filed against me from a creditor about 3 years ago without me even knowing. What can I do?

Gregory's answer | Answered on October 17, 2013

Judgments that are more than 2 years old are very very difficult to get set aside. Some would say impossible. Your only real options are to file BK...

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Hi, My boyfriend and I purchase a car 6 months ago. The car is in my name. We are now going to break up.

Gregory's answer | Answered on October 16, 2013

When you say the car is in your name only I am assuming it is in your name only on both the registration and the loan. If so, it is your car and...

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I want to do a voluntary car respossion, how can I get out of paying the balance when they sell the car?

Gregory's answer | Answered on October 16, 2013

Bankruptcy is an option. Other than that you can dispute the amount they allege is due and refuse to pay it. The only legal remedy they have is to...

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I filed a general denial form to a summons that I was served for a credit card debt and the clerk handed me a case management

Gregory's answer | Answered on October 16, 2013

I would not worry about sending the other side the notice of the case management hearing. The next phase of your case is discovery so, yes, send...

Gregory Mark Fitzgerald's Answers (130)

I had a car repossessed what steps can the bank take to collect their money and how much effort do they put into collecting it?

I have a settlement agmt w/ a collection agency. What happens when original creditor transfers my account to a different agency

Debt settlement in California. How much would I expect to pay to have an attorney do this for me.

Can I go to jail for not paying payday loans back

What are my options here?Do you think there is room for negotiation?Shall I pay lump-sump amount?I want to avoid going to court

Help with seemingly unfair debt collections+former landlord - and I've documented multi violations of state+fed law for recovery

Default Judgment was filed against me from a creditor about 3 years ago without me even knowing. What can I do?

Hi, My boyfriend and I purchase a car 6 months ago. The car is in my name. We are now going to break up.

I want to do a voluntary car respossion, how can I get out of paying the balance when they sell the car?

I filed a general denial form to a summons that I was served for a credit card debt and the clerk handed me a case management