A lady hit my and 2 other parked cars and lied to police about having insurance and is no where to be found I have no insurance

Hire a PI to find her. File suit in Small Claims.

Changes to your policy would be done in writing and you would receive copies. Did you receive confirmation of a policy change? Ask for a copy of...

What is my next few moves to be covered?

Lack of license does not affect whether he was insured, or at fault. The accident will be judged based upon the facts. If you are hurt, go to the...

Can my lawyer give me a portion of my settlement before the medical lien is done?

You can get the part of the settlement to which no lien claimant has a potential right. If the medical lien is $5k, you could get $2k now, and the...

How are damages calculated if there are many causes of action, and one of them allows for treble/punitive damages? Need a hypo

You should ask the attorneys who are giving you the proposals. If you don't trust their answers, you shouldn't be considering hiring them.

Will my insurance company find out I was driving with expired license if I activate claim with them instead of liable driver?

The expired license will have no effect on a claim with your insurance or with the other party's insurance.

Minor/No damage car accident but back hurts afterwards?

Yes, you can. Talk to a PI attorney to get educated about whether you should proceed. Anything you say to your insurer will be used against you,...

The named insured(s) must submit to an Examination Under Oath. If you aren't a named insured, the insurance company cannot force you to submit to...

No, it is not separate, but it is generally awarded to the person who suffered the injury. California Family Code section 2603 defines "Community...

Your friend's insurance is conclusively presumed to be the primary insurance on the vehicle. Your insurance would only apply if your friends'...