The statute of limitations for property damage is three years. That is how long they have.

Maybe. It's an uphill climb, but it is possible to overcome the waiver. Whether these circumstances will qualify will depend on all of the facts,...

If the person who is suing my insurance company is asking for my coverage information, do we have to do close that information?

You are not required to disclose it unless a lawsuit has been filed and you are served with discovery. However, failing to disclose now makes it...

What is my recourse if my own insurance instead of protecting/defending me is taking the side of the company driver who hit me ?

You have no recourse. You insurer has the right and duty to defend and indemnify you and it can decide to pay the claim rather than litigate. ...

Do you have damage to your car? If not, why would you possibly want to sue? If there is damage, get an estimate and make a demand that he pay it....

The lawyer makes decision about the appropriate causes of actions. That is his legal judgment, not yours, and is what you hired him for. It is...

What happens in court on a policy report stating 50 /50 at fault ?

The police report isn't admissible in court. The Judge in Small Claims will decide. If you are sued, you should countersue if you are damaged or...

Can I lend my pickup truck to a friend for a day? If accident happens whose Insurance is responsible to pay for losses.

Your insurance is primary for your car. Doesn't matter who is driving it.

It's possible. Sometimes, attorneys don't want to take on cases handled by another attorney since the fee has to be split based upon the value of...

Should I send the foreign object back to the company?

Don't send it back. Send a picture. Allow them to inspect it at a convenient time and place. Get a PI attorney, or sue in Small Claim court for...