Does the stay apply to me or can the creditor proceed with repo/sale of the vehicle

The creditor can not pursue the vehicle without first obtaining relief from stay in your ex's bankruptcy case. They can continue to collect...

Why do I do with my paychecks before I file bankruptcy?

Either way you will be required to disclose any and all assets you own, all income you earn, etc. The more you disclose, the better. If you...

I recently had a judgement filed to garnish my wages. If I would declare bankruptcy could this be included??

Yes, you would include the judgment in the bankruptcy and the automatic stay would stop the garnishment. Ultimately, if you qualify for a...

How do I know if I properly exempted my bank account funds? and how do I utilize the wild card exemption?

You should have scheduled all of your bank accounts on schedule B and listed the balance that each account was at on the date of filing. If you...

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Considering the 6 month timeframe after filing chpt7 is money won in a poker tournament considered windfall therefore forfeited?

The 180 day rule you are referring to applies to property acquired via bequest, devise, or inheritance; as the result of a property settlement; or...

Bankruptcy 703 exemptions in CA. Can someone talk on the difference in what can and can't be exempted from personal injury $$?

There are two sets of California exemptions available. Which set you choose will be dependent on the totality of your circumstances including the...

Mortgage Payment in Chp 13.

Typically arrears are paid inside the plan and your mortgage payment is paid outside the plan. If haven't already done so, you should consult with...

Can i file chapter 13 and surrender our underwater home going to foreclosure

Yes, you can absolutely surrender the property in a Chapter 13. Don't settle for one attorneys opinion, experience matters! We are available...

May I include my 2nd mortgage as part of my bankruptcy and be able to keep my 1st mortgage and house?

In California, you can not reopen your bankruptcy for the purpose of adding a creditor to your bankruptcy. Unless you reaffirmed the debt or...

Will my parents have to give back the money I repaid them?

You should consult with an experienced bankruptcy attorney near you. Yes, the trustee would be able to pursue your parents to recover the $5,000...