Archived
I am a college student who wants to file for bankruptcy. Do you know if I have to disclose the amount of financial aid?
Stephen's answer
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Answered on December 14, 2011
Funds you receive in your pocket for living expenses while you obtain your education will need to be disclosed in your bankruptcy on schedule B (as...
Archived
In CA, can a bank repossess and auction off a house that is security for a mortgage, if only one spouse signed the mortgage?
Stephen's answer
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Answered on December 14, 2011
If the obligations under the note are not being timely made, the bank can and will initiate foreclosure proceedings. How title is held has no...
Archived
I am a general contractor in Ala. I need to file personal bankruptcy, will this effect my license?
Stephen's answer
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Answered on December 14, 2011
Generally speaking, the bankruptcy should have no impact on your contractors license. License problems typically stem from complaints from...
Archived
How will chap.7 personal bankruptcy affect my LLC's in new mexico, the LLC's own properties and require monthly payments.
Stephen's answer
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Answered on December 14, 2011
First I highly recommend that you consult with an experienced reputable bankruptcy attorney in your location.
When you file bankruptcy, you will...
Archived
Can a creditor report an account as being late during an open Chapter 7 Bankruptcy?
Stephen's answer
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Answered on December 14, 2011
Generally, when you file bankruptcy, the creditor can report the status of the account as of the date of filing and must also include that the...
I tried to get a loan modification from pnc mortgage because I became disabled 2 years ago and the mortgage is no longer
Stephen's answer
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Answered on December 14, 2011
I can understand your frustration. In light of your home being upside down, have you considered walking from it and renting in the area? ...
Archived
Online credit card applications: chapter 7 bankruptcy
Stephen's answer
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Answered on December 14, 2011
I agree with my colleague, it is highly unlikely that any of these creditors will be giving you grief in your bankruptcy give the history you...
Archived
Behind in my car payment that is currently in a chapter 13, is there anything I can do to save my car?
Stephen's answer
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Answered on December 13, 2011
Just to clarify, I am assuming the vehicle is not included in your chapter 13 plan payment (you are making the payments directly to your auto...
Archived
I was wandering under the code PC 290.46 (C). If I am allowed to own or be around guns?
Stephen's answer
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Answered on December 13, 2011
Any person who has been convicted of a felony, certain misdemeanors, certain firearms offenses, who is addicted to narcotics, who is the subject of...
Archived
Do I check 11U.S.C. 522 (b)(2) or 11 U.S.C. 522(b)(3) for South Dakota state exemptions on my schedule C or neither?
Stephen's answer
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Answered on December 13, 2011
I can't help but cringe when I read this question.
I strongly advise that you consult with an experienced bankruptcy attorney in your area! As...
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