Archived
How do I exercise a judgment for $6000. I know the Defendant has stocks. Do I phone the company holding his stocks?
Stephen's answer
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Answered on January 06, 2012
If you have a valid judgment, you may wish to conduct a debtor's examination. You should be able to get instruction on how to proceed with the same...
Can I be taken to court for a unpaid medical bill that they will not take $10 monthly payments on?
Stephen's answer
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Answered on January 06, 2012
The creditor is not required to accept your proposed payment plan unless you have entered into a binding contract regarding the same. No, you will...
Archived
Can you amend a bankruptcy case years after it was closed to add a debt you forgot about during the filling?
Stephen's answer
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Answered on January 06, 2012
Send the "omitted creditor" a copy of your bankruptcy discharge, preferably by certified mail return receipt requested, and that should resolve the...
Archived
My tax refund and bankruptcy
Stephen's answer
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Answered on January 06, 2012
Amend and list the tax refund and exempt it if at all possible. Generally there is no issue with amending unless there is bad faith involved (ie....
Archived
Reopening a bankruptcy? Can it be done?
Stephen's answer
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Answered on January 06, 2012
Send the "omitted creditor" a copy of your bankruptcy discharge, preferably by certified mail return receipt requested, and that should resolve the...
Archived
Can you amend a bankruptcy case years after it was closed to add a debt you forgot about during the filling?
Stephen's answer
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Answered on January 06, 2012
Send the "omitted creditor" a copy of your bankruptcy discharge, preferably by certified mail return receipt requested, and that should resolve the...
Archived
OOPS! missed a creditor.
Stephen's answer
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Answered on January 06, 2012
Generally, to add a creditor you will be amending either schedule D, E, or F depending on the nature of the creditor. Most jurisdictions have a...
Archived
Discharged Chapter 7 Bankruptcy in California.
Stephen's answer
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Answered on January 05, 2012
Once you have obtained your bankruptcy discharge you are precluded from reaffirming the debt since it has now been discharged.
Under some...
Archived
If a debt has been discharged like a furnace on a chapter 7 can they come and take it out of my house if i dont make payments
Stephen's answer
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Answered on January 05, 2012
Have your attorney verify with the creditor that they have a valid perfected security interest in the furnace. It's not too uncommon for creditors...
Archived
Do i state my rent payment to my landlord on my statement of financial affairs in the area for payments to creditors?
Stephen's answer
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Answered on January 05, 2012
I agree with the other attorney, it will not hurt to list your rent. Name of the game in bankruptcy is to disclose, disclose, disclose!
In...
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