When I signed my note and then the bank stamped and signs the note with (Pay to the order of without recourse),

My colleague is correct. Your note was simply transferred. CA law does not follow the whole "show me the note"/split note and deed theories. Sorry.

Is it true that if the hall of records cant find your original deed of trust that the property becomes yours.?

Not even close.

As my colleague pointed out, it will not cure your default but the new CA laws may assist you in stopping the process in the short term. Ask to be...

If my brother does not have enough income to refinance his home, can he quit claim half to me and I become a co-borrower?

You can only become a "borrower" if a lender is willing to add you to the loan and you assume the loan or you help obtain a new loan in your name...

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I was illegally foreclosed on by the Bank of America

If I understand your question, you are due some small payment under the National Mortgage settlement? Based on that you assume your foreclosure...

What is the statute of limitations for a lender to foreclose in California?

Your question is missing important details. Did you have a 2nd mortgage? If you only had a first mortgage and that is what was foreclosed, the...

If there is no proof from which account the down payment on joint tenancy co -owned house came from how can you split it?

Review your documents and prepare them for the mediation and probably consult with an attorney on some basis. Find your condo sale documents, the...

I modified my first mortgage with my mortgage servicer. No problems. My second mortgage was with Wells Fargo.

It sounds like you have legitimate issues of concern. You should contact and employ an attorney to handle this matter for you.

House lost to forclosure sold at auction new morgage comp. verbl as to move property stolen while moving out . they responsible?

Your question is difficult to follow but if someone was moving your property out, and it went missing, there should be some level of liability there.

Can the bank sell the deed to the house while you are in trial modification?

Yes, mainly because the servicer and trustee are negligent. If you have accepted a trial mod, they need to postpone the sale. I would call them...