Line of Credit on House included in Bankruptcy 6/07. BOA never followed through with to take house

The lien remains on the property. If the homeowner wants to keep the property, they need to make payment arrangements with BoA as to the HELOC...

If your Chapter 13 case has not been confirmed yet, you can include the escrow shortage in your plan. In fact, the mortgage creditor should file a...

I am under a bankruptcy umbrella with 3 years of not paying the (heloc of 100k). How can I reduce or get rid of this?

You need to speak to a bankruptcy attorney in your area. In fact, you should speak to your current bankruptcy attorney. You did not give enough...

Do any lawyers close to Anoka, MN have experience with filing Chapter 7 bankruptcy that were able to discharge student loans?

Have you already filed a bankruptcy? If so, speak with your current attorney about this request. To discharge student loans, you need to file a...

Where do I file?

Convenience is a determining factor. Keep in mind that you and your spouse will both need to appear personally at a "341(a) meeting of creditors"...

Will my mortgage company give me a loan modification if I missed 3 payments and in a current chapter 13

Each bank has different qualification criteria for loan modifications. I recommend you call the bank to discuss that criteria and also discuss...

What can I do after my ch. 13 bankruptcy is paid?

Speak with your bankruptcy attorney about the matter. It depends on whether the lawsuit was pending and disclosed when your case was filed, how...

What is a student loan lender allowed to do regarding credit reporting during Chapter 7?

The student loan lender should be reporting the debt according to the payments you tender each month. Therefore, if you remained current on your...

Why is my husbands name still on a house that he surrendered during a chapter 7 bankruptcy about 5yrs ago?

Speak with your prior bankruptcy attorney. Your husband remains on title until the house is sold or transferred. The chapter 7 bankruptcy...

Can 2nd mortgage holder collect additional interest and fees if the house is sold, even though it was discharged in chapter7

Since your personal liability (in personam) as to the "note" was discharged in your chapter 7 bankruptcy, you are not personally liable for the...