Archived
I am being processed for a Loan Mod by Citi and received an accelaration notice should I contact an attorney to prove the debt.
Mitchell's answer
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Answered on November 28, 2010
There is no law that requires any bank or lender to modify a loan.
If you have been working on your real estate loan mod for a year
without a...
Archived
Is it legal to split taxes when sharing a house and only one name appears on the loan but both names appear on the deed?
Mitchell's answer
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Answered on November 28, 2010
The names that appear on the deed are typically the names that will receive a tax bill.
If two names are on the real estate tax bill from the...
Are HOA fines legally enforceable?
Mitchell's answer
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Answered on November 28, 2010
HOA assessements are enforceable and can be a lien on your real estate.
Real estate litigation between the HOA and a homeowner is not...
Can a tenant ask a landlord for a promissory note and/or deed of trust concerning a security deposit in a pre-foreclosure unit?
Mitchell's answer
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Answered on November 28, 2010
This is a common problem in bankruptcy and foreclosure litigation between landlords and tenants. You can ask, but will you receive?
Likely not. ...
Archived
Can a landlord evict me if I am awaiting my answer from "one shot deal" for backed rent and am paying my current rent on time?
Mitchell's answer
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Answered on November 27, 2010
If you are behind on your rent, you can be evicted.
Archived
I was a co-signer on a foreclosed home, but was not the deed how does this affect my credit?
Mitchell's answer
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Answered on November 27, 2010
If you were a co - signer on a foreclosed home the lender can report you to the credit reporting agency as foreclosed upon.
Archived
Can a landlord demand a security deposit months into a rental if they did not ask for one when the original agreement was made?
Mitchell's answer
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Answered on November 27, 2010
This depends upon whether or not you have a written lease. If you have a written lease, the landlord can NOT change the terms in the middle of...
Archived
Can a creditor take money out of my checking account if all I have is a medical retirement check?
Mitchell's answer
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Answered on October 11, 2010
They can try and they will prevail if you don't respond to the levy with
a claim of exemption based upon the fact that is your retirement money.
Archived
Hi should I take him to small claims court?What do I do if he changed the name on my tittle?
Mitchell's answer
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Answered on October 11, 2010
Small claims court is a solution. But if he forged your name on the title you
should go to the DMV.
Archived
Can my employer take a levy and a garnishment out without telling me
Mitchell's answer
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Answered on October 11, 2010
This is standard procedure. The employer is required to comply and you typically will not find out until you receive your check with the amount...
