Archived
My rental property is in foreclosure, with no sale date set. I had tried to have loan modified, but was denied.
Joseph's answer
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Answered on March 10, 2014
Yes, you are entitled to the rent for now. Don't wait anymore.
Treat it like any other eviction...serve the notice to quit for non-payment of rent.
Archived
If one is unemployed for months in california and is preparing to file bk chapter 7, should they continue searching for a job?
Joseph's answer
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Answered on March 05, 2014
Great question. I think it depends on your potential earnings. You could lose eligibility for Chapter 7 if your income floats too high. At the...
Archived
Does the 5 year Statue of Limitations affect property owners in California trying to modify their loan since 2009?
Joseph's answer
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Answered on March 05, 2014
You have no right to a loan mod, only to be considered before foreclosure.
Don't confuse the owner of your loan with the servicer of your loan. ...
Archived
Renter has not paid rent for four months and property is going into foreclosure
Joseph's answer
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Answered on March 04, 2014
Its unclear what the question is. Evict them and re-rent the place before its sold. Make a full disclosure to the new tenant.
Archived
I filed a chapter 7 over 2 years ago. I'm keeping up with my payments but I want to refinance. What is required in order to do
Joseph's answer
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Answered on March 03, 2014
In this situation, you need an attorney who is also a licensed Real Estate Broker and Mortgage Loan Originator---to not only address the credit...
Archived
If I sign a loan modification and my wife is still on the deed, if I then forclose will it trash her credit?
Joseph's answer
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Answered on February 26, 2014
She is not liable. After the Ch7...you will not be liable. The property remains encumbered and in a sense...only the house will be "liable" to...
Archived
Borrowed $185K from non-bank party secured with a deed of trust. Defaulted, property sold for $1.8M. Are we entitled to remnant?
Joseph's answer
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Answered on February 26, 2014
If you mean that you signed a quit claim deed...then you were not the owner at the time of the foreclosure. I would look closer at the original...
I filed a notice of motion with the wrong date. -- I put the 6th instead of the 16th of May.
Joseph's answer
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Answered on February 26, 2014
What is the old saying about the lawyer of a client who represents themselves?
Archived
In chapter 7, can I sign and accept a loan mod?
Joseph's answer
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Answered on February 25, 2014
In the Riverside district, there is no motion required to accept a loan modification. However, it may not be decided if the Ch 7 Trustee will...
Archived
If you qualify for a affordable mortgage payment 31% of income the bank only sends us letter went i complain to the cfwb; saying
Joseph's answer
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Answered on February 24, 2014
If your property has already been sold, you face an uphill and expensive battle. If the property was just sold and the bank actually violated a...
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