Should I re-affirm a 2nd mortgage in Chapter 7? HAMP modified the first in 2011, the 2nd lien holder didn't modify & should have

Your belief that the second lien holder must modify your loan as a matter of law is misplaced. Modification is voluntary and cannot be...

Chapter 7. Finance company suing me on motorcycle loan. Bike was actually lien-sold by a mechanic. Will bankruptcy wipe out?

Assuming you qualify for Ch7...a Discharge will eliminate your personal liability to both parties. Call an experienced attorney for more details...

Main Street Lending specialized in Ch13 Refis until 2007. The market for these loans is beginning to return but is limited to FHA. FHA allows...

I was recently denied a loan modification for a 5th time. I am 33 payments behind on my mortgage. I want to keep the property.

Yes. Loan mod is a financial decision made by the lender relative to the foreclosure and re-investment of proceeds choice. You need to study the...

In CA chapter 7 bankruptcy, plz explain how the fact that my wife (separated) filed b4 can affect me filing now.

Playing lawyer has potential consequences. Your question is not conducive to a "fast food" answer. The facts need to digested and your situation...

Our house is currently in BK under my wife would it be advisable for her to Quit Claim it to me?

Understanding the intersection of loan mod and bankruptcy is crucial to formulating a strategy for saving the house. This will take a drill down...

My Ex owes me $$ for past due alimony. I owe large $ credit card debt. If I file BK7, how would past due alimony affect my BK7?

For info needed about the asset. The alimony can likely be exempted and protected. Consult a lawyer quick.

I received notice from my lender Notice of Foreclosure prevention alternative per (CAL Civ. Code 2923.6 & 2924.9) Trustee's Sale

Don't forget that receiving loan mod is not a legal right. It is an investment decision made by the loan servicer relative to their return on...

Can I file for chapter 13 two years after I filled chapter 7 bankruptcy?

There is a split of authority as to whether you can void junior liens within 4 years of receiving a Chapter 7 discharge. You cannot treat junior...

Currently unemployeed since 2013. I was approvd for a furbarence program on home loan w/ Bank of A denied ext. any other option

Yes. There could be a variety of ways to slow down foreclosure and keep you in the property. Eventually, you will lose the property if you cannot...