My last payment for trial loan modification was returned by my bank. Will my loan modification be cancelled?
Joseph's answer
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Answered on June 26, 2015
Ask the loan servicer in writing via Request for Information. Consider trying to tender the last payment with a cashiers check. If that does not...
How do I get the maximum amount of relocation money for my condo in foreclosure after having a Chapter 7 BK discharged?
Joseph's answer
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Answered on June 24, 2015
As a broker and an attorney, if you want the post profitable "exit strategy" from your condo, I recommend a short sale. Two thing to consider: ...
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Does restriction on dual tracking apply for a 2nd workout package being evaluated?
Joseph's answer
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Answered on June 15, 2015
Applying for a loan mod on your principal residence after your income increases would likely constitute a "material change of financial...
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I'm in a chapter 7 bk & in the process of doing a short sale.
Joseph's answer
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Answered on May 26, 2015
Some CA lawyers are also licensed real estate brokers. Retaining an attorney who is also a broker makes sense in your situation and may help you...
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We are facing foreclosure.
Joseph's answer
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Answered on May 05, 2015
You BK case would have to be reviewed to fully understand your case.
You have an obligation to pay your mortgage; if you do not the lender...
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My property was just foreclosed on what can I do to reverse or extend my time in the home? I had a pay option arm loan
Joseph's answer
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Answered on May 04, 2015
If the loan mod app was complete and you had not previously been reviewed for modification, you may have a Home Owner Bill of Rights violation. ...
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What happens if I make a payment on my foreclosed property?
Joseph's answer
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Answered on May 01, 2015
Are you sure the house has already been foreclosed...meaning, an auction has ALREADY occurred? This makes a big difference. You need to...
My copy of the endorsed mortgage note shows it was endorsed in blank by the original lender only. Can the Trustee enforce it?
Joseph's answer
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Answered on May 01, 2015
You are looking for a silver bullet rather than the end game: can you afford to save the house or not? Suing lender's is expensive and time...
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Is there anything I can do to get this house back? What are my chances? Thanks.
Joseph's answer
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Answered on May 01, 2015
The devil is in the details; much depends on the strength of your case and your aunt's willingness to fund a lawsuit. This website is not a good...
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How can I find who or which form is in active litigation against Bank of America on Wrongful Foreclosure ?
Joseph's answer
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Answered on April 27, 2015
To what end? Foreclosure lawsuit not based on the Home Owner Bill of Rights typically get demurred (dismissed) in CA because the law favors the...
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