What is a preforeclosure sale?

In CA, foreclosure is a process, a count down to a public auction of your home. The starting bid at the auction is the full amount that you owe...

A stay was granted on my mortgage that i included in my Ch 7. BK. when do I have to leave my house?

The answer is hard to pin down. But, If you hire an attorney to manage your foreclosure, you can expect to remain in the property for at least a...

Purchased home 2005 and had a purchase money second mortgage - in 2006 I refinanced the second for a better rate

While it true that you are on the hook for the second DOT (Deed of Trust), if the first DOT forecloses, if the second DOT agrees to a short sale,...

I am looking at a foreclosure deal to buy the 2nd and put it thru foreclosure.

If you are successful bidder on a second position loan, you become owner "subject to" the first deed of trust (DOT). Most DOTs contain a due on...

Currently in Ch. 13 bankruptcy and need to refinance home in about two years as I was on a 7 year fixed rate..

It is possible to refi while in a Ch13 but very few lenders will write such a loan. The list of lenders increases the longer you are out of BK13;...

Mike Holifield- house in foreclosure w/ The auction sale postponed 4 now. I need real answers for my Q's. No false hope thanks.

If you want real answers...don't look on the internet. Rather, get your situation personally diagnosed and look for tailored solutions...if any...

How is the disposition of real property handled during bankruptcy?

If your property is underwater....there's a concept called "Zombie Homes" and bankruptcy is usually not a means to completely resolve the problem...

Is it legal for a lender to send Me Notice of Default even when I am not on the mortgage?

You and your husband should consider a short sale as an alternative to foreclosure. You may be eligible for $10,000.00 award for relocation...

Your personal liability to pay the HELOC debt is wiped out; but the lender's property interest in your home survives. The HELOC has a legal piece...

We are in ch. 13 bankruptcy, in california. husband recently passed away, leaving me with medical bills. what are my options?

Its like going to a doctor...you and your finances need to be re-evaluated. This is not an answer you want to pull off the internet. Find a lawyer...