Declared Bankruptcy 3 Years ago 2nd Mortgage Written off 4 years ago and just Sold to new lender
Think of it this way: your HOUSE owes the money, but you do not. You cannot sell or refinance without paying the lender unless they agree to...
Newport Beach, CA
Chapter 13 bankruptcy Lawyer at Newport Beach, CA
Practice Areas: Chapter 13 Bankruptcy, Foreclosure ... +3 more
Think of it this way: your HOUSE owes the money, but you do not. You cannot sell or refinance without paying the lender unless they agree to...
Call an experienced and set up a plan. Wells Fargo may be violating the Homeowner Bill of Rights, if so, you can ask a judge to delay the sale. ...
Its all about the numbers, not whether you are "good" or not. You have the burden of showing the judge your plan is feasible. Without good...
Start with applying for a loan mod with your loan servicer...but don't think that its a legal right to get a "better deal" at the expense of your...
The lender presumably holds a Deed of Trust on your home; there is no statute of limitations on the right to foreclose. Think of the Deed of Trust...
Ignoring the SECOND mortgage after Ch7 is a bad idea if you want to keep the home. While you are not personally liable for the debt, the HOUSE...
Representing yourself is usually a bad idea. You know the saying..."you get what you pay for"? Find a lawyer who will analyze your case, then...
Your question is too complex to expect a boilerplate response. More information is needed before a strategy can be formatted. You need to sit...
There is no deficiency liability in a non-judicial foreclosure of residential property but you may receive a 1099 for $200k. Call for details on...
To be expected. I would re-think representing yourself. What you don't know can hurt you. You are up against experienced servicer network...