What can I do about a illegal forclosure in CA if the Homeowners Bill of Rights were violated & lender forged the deed & rider?

Honestly, foreclosure cases are time consuming and complex. Good legal advice cannot be provided in a "fast food" manner over the internet. An...

I want to file chapter 7 but get a certain (somewhat nominal) amount each year in Royalties. How will this work & can I protect?

I had a similar case in LA where a songwriter sought to protect a future stream of royalties. After arguing about the present value of the...

Am I responsible for back property taxes and insurance?

No. The lender will "advance" those costs but add the expense to your mortgage balance. You have no personal liability for those items. HOA dues...

May I sell my home after the discharge and closing of a chapter 7 bankruptcy?

Whoever is the title holder (you and your spouse), may sell the home subject to the existing liens and mortgages. Your personal liability for the...

The advice regarding the avoiding of judgments is valid, however, be sure that by "lien" you are not referring to deed of trust securing a second...

I defaulted on my mortgage and haven't paid it in a year. The bank just sent me the default notice, do I have options?

Yes. There are at least 5 options you can pursue. The success or failure of each depends on multiple variables. The best course of action needs to...

DIY legal cases are not a good idea, doing it yourself is akin to practicing law while wearing a blindfold. A good attorney would review the...

I quitclaimed a year and half before I filed chapter 7 BK. Can the bk trustee still sell the property ?

You'll have to disclose all transfers on your BK petition going back two years. The Trustee has statutory powers to unwind transactions to...

What is the legal process to foreclosure in CA?

Start with a review of all options: pros, cons and costs. Then decide if you want to try to save the home or plan an exit strategy that will not...

This is a family law question but it raises the specter of a foreclosure. You need to know your options, timelines personal liability and credit...