Hello. I live in Florida and own a condo in Lake Tahoe California. Am i liable for a deficiency judgment ?

Assuming the property is underwater, I would explore a short sale. If all secured creditors agree, you won't face any deficiency...

Is deed in lieu an option if there is a second mortgage? How do I start the process of deed in lieu? Would I need a lawyer too?

You need to plan the exit strategy out of the home in such a way as to maximize the benefits of owning and possessing the home while minimizing the...

I filed bankruptcy and included my property am I obligated to pay lien on the property

This is a common scenario. The BK7 DID NOT wipe out the second mortgage lien....only your PERSONAL LIABILITY to pay it. The HOUSE still "owes"...

California Law Question: Chapter 13 case being dismissed, no continued Trustee Sale date on residence

Don't rely exclusively on what you read in the declaration in support of the lender's motion for relief of stay. There is often a disconnect...

Can my name be removed from the mortgage and deed of our home without my consent?

Two different questions: You would generally need to sign and notarize a "deed" to convey your ownership of the home, voluntarily. But if you...

Spoke with a BK atty. Why didn't they ask me how much debt im in? Stated we want to see if you qualify before we ask your debt.

The attorney is likely referring to the "means test" which focuses on your budget. However, the budget may not be so static that you will not...

Does the other co-owner of a house (now dead) still owe his half of the mortgage?

The deed of trust that you both signed secured the total debt to the home. The deed of trust is a property interest attached to the home that...

Assuming an automatic stay is in effect as a result of your Ch13 filing, the lender cannot foreclose without obtaining permission from the...

We have completed our chapter 13.discharged. But...husband got laid off. Our current mortgage xompany sold us to another compan?

This is not a legal question so much as an underwriting question. Unless you can convince someone to lend you money to pay off your existing...

When I entered into a mortgage with my mother and myself(both names listed on mortgage) what are my rights when she passes

Just because you are a borrower on the mortgage, it doesn't make you an owner. Have the trust and your equitable rights reviewed by an attorney. ...