Archived
Do I still need to follow through with my bankruptcy if I recently sold my property. The bank is going to be paid out now.?
Joseph's answer
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Answered on September 22, 2018
If you are representing yourself...that is not a good idea. The cost of legal representation is nothing if you properly leverage the negotiation...
Archived
Can a jr lender foreclose on my home after BK ?
Joseph's answer
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Answered on September 06, 2018
It means you have a problem. The BK wipes out your personally liability but the junior deed of trust stays attached to your home. Your lack of...
Archived
What do I do if I have a foreclosure sale date and I am getting the run around to get modification & reinstatement document?
Joseph's answer
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Answered on September 03, 2018
The problem is that you are representing yourself and loan servicers do not care about your problems or fears. Most people cannot afford good...
Archived
Chapter 13 adequate protection order
Joseph's answer
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Answered on September 03, 2018
Most Chapter 13s fail.
You need to have an attorney look at non-BK solutions (RESPA; Homeowner Bill of Rights) to slow down the foreclosure that...
Archived
A few years ago I had a modification on my home? Now I wanna sell and I find out that my name is not on tittle what do I do?
Joseph's answer
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Answered on August 24, 2018
Get a title report and obtain all transfer documents, pay a lawyer to review those documents and let the attorney figure out the pros, cons and...
Archived
How can I protect my community interest if I am not on title?
Joseph's answer
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Answered on August 22, 2018
Are they deceiving the bank to get the loan? Are you a party to loan fraud?
If the title is conveyed to your husband's son, the home is...
Archived
After nine years can u still take action on a wrongful foreclosure that wells Fargo did just wondering?
Joseph's answer
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Answered on August 22, 2018
Its difficult to understand your writing. If you still own the home, you have many more options. But there is no substitute for a deep drill down...
Archived
How do I ? deal with a court order (modification) that was followed thru by my lenders lawyer after I made my initial payment
Joseph's answer
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Answered on August 22, 2018
In general, real estate transactions must be in writing, including loan modification contracts.
If you received a written contract that required...
Short Sale of a Property while in Probate?
Joseph's answer
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Answered on August 16, 2018
There is no reason an executor can't list the property and sell it through the short sale process. You have to take on the responsibilities of...
Archived
In CA, do you have to notify all your creditors of a motion to sell your home, or just your mortgage company?
Joseph's answer
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Answered on August 15, 2018
Yes, you need a court order for authority to sell your home if you are in active bankruptcy.
It sounds like you are trying to play bankruptcy...
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