Default judgement against me and new lawsuit filed by same company against me.

The first thing you should do is to meet with a bankruptcy attorney to see if you are eligible to file a Chapter 7 or Chapter 13 bankruptcy. That...

My husband aquired 2 credit cards in his name only without my knowledge.Will filing bankruptcy affect my credit?

I often file bankruptcy cases for one spouse rather than both spouses. This is usually done because all or most of the debt is in one spouse's...

What is a means test?

The answers above explain the means test but I will add my two cents when it comes to Orange County, CA. The means test is tricky down here...

I practice bankruptcy law in the Central District and I have had the U.S. Trustees office specifically look at whether the dependents were on the...

My business slow down in 2009 and i stopped c/cards payments about 5 months from now.Total debt 158.000.What is the best option?

I am not sure who you are worried about going after your assets in your LLC but here are two scenarios. If you are worried about creditors going...

Your aunt and uncle should absolutely not file for bankruptcy until they are here legally. This is a very serious matter and it really could put...

My husband an i want to file bankruptcy but don't know where to start

Your first step should be to meet with a bankruptcy attorney for a free consultation. Ask for recommendations - often other lawyers know who the...

Do you believe those credit companies that say they can cut your debt without going into bankruptcy?

You can negotiate with credit card companies yourself to settle your debt. There is a catch - you have to have the money available for the...

Is bankruptcy the answer for us?

You sound like you all may be good candidates for bankruptcy but unfortunately I do not have enough information. So, I will give you a few...

Do we have to pay our parents' credit card debt when they die?

Generally, if there is no money left in the estate you do not need to pay a deceased person's credit card debt. Credit card debt is an unsecured...