With a short sale in CA, do banks offer cash for keys to the renters?

I have seen banks offer a tenant a Cash for Keys ("CFK") deal when the bank owns or services the property that is bank owned or an "REO". I have...

Who is liable for damages caused by a fallen tree/limbs when the tree is located in the strip between my sidewalk and the street

If it is a city owned tree, then the City has contracts with people to trim it. I would call the City to confirm it is a city tree and let them...

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Renting out part of my house.

Yes to both if you are not in a rent-control area. I have no idea if Roseville has any rent control areas. I would call the city attorney's...

Can we lose our house?

There is a whole lot of different issues going on right now with your particular situation. If your husband hires people, then he has to have...

Am I responsible for the city utility bill in California after foreclosure?

Something doesn't make sense about the facts that need to be cleared up first. If your house was "foreclosed" by Wachovia, then that generally...

Not a Freddie Mac loan? Or is it?

The 3005 form is a standard California deed of trust that is used by many lenders; it is just a standardized form. The first thing that you need...

If you own two houses and have lost your income, can you sell one as a short sale to avoid foreclosing on both?

A short sale is an agreement between a borrower and a lender where the lender agrees to accept less money than what is owed. The best way to find...

Whats worst on my name a foreclosure or Bankruptcy

Honestly, that depends on who you ask and for what reason. Many people still have moral issues with Bankruptcy, so people who carry those beliefs...

Foreclosure or deed in lieu of foreclosure? Second home, first is a non-recourse loan, second is not

If your second is not a purchase money mortgage and your lender has recourse against you for a deficiency, I would call them and ask them if they...

Can 1st mortgage company sue me for 2nd mortgage company's pre-foreclosure actions?

Although I cannot help too much given your in Nevada and I do not practice in Nevada, I can certainly point you in the right direction. If your...