Mortgage discharged thru chap 7. How long til we can buy home?

Since you didn't reaffirm the loan, there should be no further report on your credit. As far how long it will take to buy another home depends. ...

401k money for new car

If you have a decent income, you might be suprised how easy it is to get reasonable financing on a car following bankruptcy. I like cash myself,...

Can you go to jail, yes. How likely is a different question, but why risk it. When my client's hint around at this it's usually because they...

Is social security money protected in Chapter 7 bankruptcy? Does it have to be reported?

Actually, monies due and not yet received from Social Security are generally protected under Federal law. Once you have received the funds it's a...

Chapter 7 Bankruptcy - Help on Statement of Financial Affairs

Of course Mark and Mitchell are right, but I would also add to make sure you adequately describe and value your interest on Schedule B, where it...

I filed Bankruptcy. It is not discharged yet. another creditor for a 9,000.00 has placed a lien on a prior residence of mine( I

This is a good example of why you should hire an attorney in the first place. Avoiding problems are cheaper then paying extra to fix them later. ...

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Do I need to file a motion to return funds or start an adversary proceeding to get back funds that were garnished after filing?

Mark is absolutely right. I would just add that you make sure the office collecting the garnishment gets direct notice. If the Sheriff's office...

Repoed car after bankruptcy but never saw creditor so do i owe?

Go to your court and have them search your file for a "reaffirmation agreement." If it's in there AND signed by a judge you'll owe the balance. ...

Which looks worse to employer on a credit report, Chapter 7 or 10.000 worth of debt? Kalamazoo, Mi

If this is your only debt, my opinion is not to file bankruptcy. I believe a potential employer would surely look more negatively on it. Also,...

I have filed for Chapter 7 bankruptcy and am behind on my car payments with only two left. Can they take the car?

As a general rule, it is usually not possible for a secured creditor to recover their collateral before a case closes, unless they get permission...