Archived
I filed a BK and it is dissolved a year ago and I still have motorcycle that was supposed to be repossed what to do about it
Robert's answer
|
Answered on January 22, 2011
Here's a problem we have here in California. When the darn lender wont take back their vehicle, the DMV continues to bill you for the registration...
Archived
My 1st and 2nd were discharged in chapter 7 seven years ago. I still reside at the property and make my payments,
Robert's answer
|
Answered on January 22, 2011
If you didn't reaffirm your first or second, your payment history, good or bad, should not be reflected on your credit report. While you generally...
Archived
Will filing chapter 7 throw me out of my HAMP mortgage trial modification? hurt my chances of permanent mod?
Robert's answer
|
Answered on January 19, 2011
I usually advise my clients to try and modify before you file and, if you can't, to wait until your BK closes. Trying to get anybody to deal with...
Archived
A credit card took "set off" funds from our bank account after chapter 7 discharge. Is this legal?
Robert's answer
|
Answered on January 18, 2011
Send a cordial but firm letter to the creditor (with proof of your discharge) stating that they violated your discharge under 11 USC 524 and if the...
Archived
In a Chapter 7 Bk, if you have already gone to the 341 hearing...
Robert's answer
|
Answered on January 18, 2011
I meant "know" a code...
Archived
In a Chapter 7 Bk, if you have already gone to the 341 hearing...
Robert's answer
|
Answered on January 18, 2011
First off, I'm honestly not sure if you have to report it. Do not rely on this opinion. But I do not believe you have to. Code section 542...
Selected as the best answer
Archived
In chapter 7 & confused over upcoming income tax refund issue. Haven't even filed yet. Due Apr 15. How to list/exempt?
Robert's answer
|
Answered on January 18, 2011
You can amend schedules B&C to list and exempt your expected refund. There is no fee for this amendment BTW. That said, if you are sure you wont...
Archived
Follow up question: Does money received from your income tax return count as income for chapter 7 means test purposes?
Robert's answer
|
Answered on January 18, 2011
It is generally not income, but a return of previous income. That said, if you paid nothing into the system and are getting money back due to...
Archived
Mortgage was discharged in Chap 7 bankruptcy w/ no reaffirmation. Been making payments and was temporarily unable pay mortgage
Robert's answer
|
Answered on January 17, 2011
You need to cure the default if you want to make sure your house is not foreclosed. You may be able to do a Chapter 13 bankruptcy to catch up on...
Archived
If I file bankruptcy chapter 7, what property can I keep? I am mostly worried about my car.
Robert's answer
|
Answered on January 16, 2011
If you don't have equity in a home, you can keep about $25,000.00 worth of "stuff" in a Chapter 7. So if you had absolutley nothing else, you...
Ad
Transform legal challenges into solutions.
Connect now to review your situation.
The Avvo Rating explained
The Avvo Rating explained