Will my Chapter 7 get dismissed for bad faith because of a discretionary end-of-year bonus?

You need to talk to a lawyer. First, depending on your other assets, the expected bonus may be no big deal. Second, if you file now, some of those...

Trustees are generally to busy to communicate with you unless the comminication is somehow going to result in their collecting more $ for the...

Do you have to update income to creditors,if you get a higher paying job ,after filing for chapter 7 bankruptcy

Assuming you weren't expecting it prior to filing, I don't think you need report it. Rob

Desperately need help figuring out form(s) needed for civil credit card lawsuit (over $25K)

There's a good chance that if you qualify for a Chapter 7 bankruptcy and are going to file one anyway, you could just default on this lawsuit and...

IRA Annuity tax exemption?

Make sure you're rolling into an IRA annuity. I'm always puzzled, but at least once a year I get a client who cashed in an IRA or 401k and used...

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CAn someone please explain the chapter bankruptcy exemptions for Mississipi?

According to my resources (which to be honest are a year out-of-date, so dont' rely on this completely), Mississippi exemptions are limited to...

Under what circumstances could a "Private" student loan be dischargeable in a chapter 7 bankruptcy?

Okay, let me add to your confusion. The 2005 Bankruptcy Reform made "qualified" private loans non-dischargeable. So what is qualified? The...

Chapter 7 - Debtor's Course in Financial Management certificate expire? If so, at what point?

The certificate should be fine. Sorry you will have to pay another filing fee to reopen :( Rob

Reaffirmation Debt

As a general rule, I don't recommend reaffirming real property loans. Recently, I have read several articles about banks refusing or failing to...

We negotiated a deal on our primary res heloc which expires in 30 days, but bk atty said it could be construed as a preference

Frank is right. Also, if your 2nd/heloc is well undersecured, you can usually leverage a better deal after a chapter 7 discharge as the creditor...