What is the proper way to serve a summons by a credit card company planning to sue?

Lawful service by mail in California is only effective when the defendant signs and returns a Notice and Acknowledgement of Service to the other...

Garnishment question in a case about credit card debt that I lost as an individual:

Retirement accounts are generally exempt. Joint bank accounts are not, creditor can take 100% of account regardless of the amount you actually...

Can i include my husband's debts ( in collection company ) except his income when i file bankruptcy chapter 7 singly ?

1) Your husband's income and expenses need to be listed on your bankruptcy petition. 2) You PROBABLY make too much money to file Chapter 7, but...

I defaulted on a credit union loan 7 years ago. I just got served to appear in court. What is the CA statute on this?

Generally 4 years from default (last payment). You must file an answer and assert the Statute of Limitations as a defense. Otherwise, the credit...

Private student loans are generally not dischargeable in bankruptcy. The exception being a "hardship discharge." In order to qualify, one must...

How do I remove an abstract of judgment for a debt that was discharged in bankruptcy ?

Your personal liability was discharged in your bankruptcy but the lien against your house remains. If you qualify, you can bring a motion to avoid...

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You should put the last 4 digits of all account numbers you can find. You should use the last address from the creditors most recent...

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We are considering filing chapter 7 as we have back IRS taxes as well as credit card debt.

You should consult with several experienced attorneys in your area. Your situation requires more indepth analysis than available here. I can...

Can my ex-wife sue me for something she bought in her name while we were married?

You are not responsible for paying HER back the loan unless your dissolution judgment specified you were to pay all or part of it. IF this issue...

I am currently married and looking to file BK individually. I know I have to include my spouse's income, but I have 2 questions:

Absent a premarital agreement to the contrary, if your wife puts her earnings in her bank account, it contains community property funds which...