What do I need to file if somebody that owes me money filed bankruptcy and I want to lift the automatic stay?

You file a "Motion for relief from automatic stay" if you have the grounds. If debtor is holding valuable property of yours you may wish to put...

In California chapter 7 using 704 homestead exemption, how much can a Husband & Wife take on their jointly owned home? 100k?

You're right, 100K for husband and wife (or parent and dependent child). That can go up to 175 depending on age, disability or income. ...

Injunctive Relief against Social Security Agency

You may want to write your local congressman and cc Social Security on the letter. This appears to be one of those times when the solution costs...

How to fixed my credit report

Get your free credit reports at annualcreditreport.com and then dispute the incorrect items with a thorough explanation.

Sounds like a collection scam. This is happening all the time. People buy lists of uncollectible debts then call, harass and threaten the debtors...

Does BK toll SOL on Student Loans? Can they levy or garnish wages from my husbands account even though all the loans are mine?

I highly doubt your husband will have his wages garnished unless he's a co-signer or co-defendant on a judgment. That said, he may have his bank...

Can my HOA garnish my wages for fees After chapter 7 discharge and I wasn't living in the home?

As long as your name is on title, you're responsible for the HOA dues. That is why I have my clients, if possible, file bankruptcy after their...

Filed Ch. 7 with "0.00" as homestead exemp.; now need to amend to avoid a lien so I can sell the house.

These liens aren't discharged in bankruptcy. You must file a motion to "Avoid" them. Some judges require that you exempt $1.00 of non-existent...

You don't need a SSN, ITIN will work. HOWEVER, if by any chance you incurred debt through the use of a phony SSN, consult with an experienced,...

Can I be arrested for bad credit card debt in the state of California?

Nothing to worry about under your facts. For others, if you charged a bunch of stuff planning on never paying for it, it's possible you could be...