Chapter 13 vs Chapter 7?

A Chapter 7 would let you wipe it all out and start over fresh right now. A Chapter 13 would allow you to pay part back over three to five years. ...

If a garnishment has been enforced by DFAS and the amount that there garnishing isn't the full amount am I in contempt of court?

Not necessarily. You can be held in contempt for failing to pay child support as required. The fact that the garnishment is not enough to cover...

Can a wage garnishment be overturned with chapter 7 bankruptcy?

Filing bankruptcy will stop the wage garnishment unless it's for child/spousal support. If your income is low enough, you may get some free help...

If they want to garnish your wages, they will have to serve your employer. There are many great attorneys here on Avvo with free consultations. ...

How respond to summons for a delinquent loan

Harleys are expensive and it sounds like your son doesn't have the bike. If this debt is substantial and your son has little in the way of assets...

Medical Debt which happened in AZ, now I live in California

AZ law applies to the validity of the debt. If the debt is valid and it is otherwise advisable, you could file bankruptcy in California after 90...

After filling a chapter 7 and the calls stop but will or can they still repo my car before I can get back to work.

The stay temporarily stops pretty much everything, at least for a while, with the most common exception being the collection of child/spousal...

HOA & BK Chapter 7. Can the HOA sue me for assessments placed in the BK in 2013? HOA wants to proceed with the sale of my home

The "lien" survives your bankruptcy and remains a charge against the property on which they can foreclose. If you can't work something out with...

they could file a chapter 13, but not a chapter 7. You can file a chapter 7 after 8 years and a chapter 13 after 4. Actually you can file a chapter...

How to avoid fraudulent transfer/conveyance accusations by creditors?

if your parents transfered their home to you so that creditors could not attach it, then that was a fraudulent transfer.