Why has no credit card company or collections agency contacted me to try to collect the balance of my credit card debt?

It takes a lot of these companies a long time to get back on track after your bankruptcy is dismissed. Don't worry though, they will eventually.

I need to file bankruptcy and am not sure how to even begin the process.

There are many attorneys out there that will allow you to make a small monthly payment over a significant amount of time and then when your fee is...

Chapter 7 or 13 with an asset

Dont forget to factor in any potential 2015 tax refund in your analysis.

You won't go to jail no matter how many times you file bankruptcy. Now you can' go to jail for bankruptcy fraud, but that's a different matter.

What is the cost or filing fee for chapter 7 bankruptcy in California? Can the fee be waived for any reason?

The filing fee is $335.00. You can apply to have it waived, as my colleagues have stated, amd you may be allowed to pay it in installments.

How can I start this and what is cost?

You can file separately but as stated before her income and assets may affect your eligibility. You really need to talk to a bankruptcy lawyer, in...

If you just have one loan on your house a 13 wont reduce it. Go speak with an attorney in person.

When the US Bankruptcy Court indicates a defendant's request for Chap 13 was dismissed, does that mean I can proceed to collect?

You can resume collection efforts but dont be surprised if he refiles.

We need to sell a 2015 car, loan is top heavy- how do we do that??

The only way she's going to be able to sell it, is to come up with the difference between the loan and what somebody will pay for it. If she...

For the most part it's treated just the same as a second mortgage. The amount of equity in the property is the most important thing. Your folks...