Question on filing a Bankruptcy and what can be included

Judgments and tribal loans can be included in bankruptcy just like anything else. If that judgement has been recorded as a lien against real...

In chapter 7, will you get your exemption from the sale of your house after it is sold?

It all depends on how much equity is in your house. If there is little to none, the trustee probably doesn't care about it. A lot equity the...

They generally, only freeze accounts on filing a bankruptcy petition and then only if you have 5000 or more in there bank. If your tax refund is...

Can I switch to a ch 7 from ch 13 now that my payments are too high and i no longer want the house?

Get a free consultation from a local bankruptcy attorney. You can convert from a chapter 7 to a 13 and vice versa. However your new income may be...

They're not creditors unless you were past due on your payments. If you'd owed a few bucks to your former auto insurance broker/company for a...

How to get rid of debt and debt collectors, do I need to go file for bancruptcy

Sounds like you're either going to have to negotiate with these creditors and pay them or file bankruptcy. I suggest you get a free consultation...

Do I need to hire and attorney? What should my next steps be?

Mr. Firth is right, that's not a trial date. You need to file an answer to that suit within 30 days or they will get a default judgment against...

How do I determine the exemption system to use? 1 or 2?

You should at least get a free consultation with a bankruptcy attorney. That said, based on the limited information provided, I'd choose 704...

What is my best solution ?

Wish I could tell you what the best solution is, but I need to know a lot more. What are your assets, how much do you make, are you working, how...

What is the best way of getting out of this mortgage without being held responsible for it and without affecting my credit negat

It's probably too late to sign a reaffirmation agreement, which makes me very curious about what they're trying to get you to sign. As the other...