They are not dischargeable in a Chapter 7.

They would need to have a judgement against you, know where your bank account is, and levy that account while you have the funds in there.

3) How do I negotiate a payment plan since I have no idea who owns my bad debt now

The creditor and their attorney should be listed on the wage assignment. If you had no notice of this suit, you can try and have the judgment set...

Chapter 7 bankruptcy. Debt owed to ex wife dischargeable? Was part of marital settlement agreement but not for support.

Probably not. $ you are order to pay your ex-spouse as part of a dissolution agreement/judgment is not dischargeable in a Chapter 7. If the money...

Ex owes me $4k, am I able to deduct from items she invoices me for in order to get that paid back even a little?

Dorothy's right. It sounds like your ex filed a Chapter 7, in which case her obligation to you still remains. Whether you can offset court...

What can I do to clear my involvement with this account and not have this debt under my name.

You're not responsible for your mother's account unless you signed an agreement accepting liability for same. To the extent she put you on as an...

Stewart's verbage is perfect. In fact it sounds like he's reading my own Beazley template.

My colleagues are right but I'd like to add that it's four years from the last payment on the obligation. So don't get tricked into sending them a...

Chapter 7 bankruptcy resolution

Ms. Sinclair is absolutely correct. I would add that sometimes the trustee will keep it open longer just so he has more time to investigate your...

Filing Chapter 13 bankruptcy

Sounds like bankruptcy fraud. Don't be a willing participate or you could get in trouble too.