Chapter 13 - Likelihood of payment increase relative to income increase?

You should speak to an attorney, did you know that if over half your debt is business debt the median income test does not apply.

Can I use the official FRBP U.S. Bankruptcy Court "Amendment Cover Sheet" to delete a creditor from my Chapter 7 BK case ?

How much did you put down that you owe this creditor? If it was a small amount, I probably wouldn't amend my papers. It's like no harm no foul, if...

Which did you do first? If you were married before you filed, you should amend your Petition/Statement of Affairs to reflect that. If you got...

Is it necessary for me to live in my home at ll times to record a Homestead Declaration?

Probably not. Where do you live the rest of the time? Do you own other real property? Have you recorded a declaration somewhere else?

How is this right? Is one not allowed to keep current existing lines of credit in bankruptcy?

If you thought you could leave a creditor out of your bankruptcy and just continue to use your credit line, or credit card or whatever the case may...

My fiancé is divorced, with4 children and lives in California. His bills would be mine too as well? My credit would be affected?

Your credit stands on its own and it shouldn't go down because you marry somebody. That said, there are situations where your earnings can be...

You can file a Chapter 13 to catch up on the payments. If you're asking if you can discharge or strip your second mortgage the answer is no.

Am I required to fill out a reaffirmation agreement for my car? What happens if I do not fill it out?

Most lenders will let you keep the car and make voluntary payments. They are not required to, but most will. The only company I know that wont is...

You can amend your exemptions. You shouldn't be using 703 when you have equity unless your equity is very low and you have other assets you...

What can i do so they will stop serving my parents???

If they can't serve you they can serve an adult in the household over the age of 18. Maybe it's time to consider working out a repayment plan or...