What can I use my ssn can i open bank accounts, start building my credit, apply for credit cards

I do not know what you are asking. Can you kindly restate your question as it is hard to comprehend

Can a text message be legally binding?

It is hard to see what is going as the facts are hard to follow. Texts could be deemed as contracts should there have been a meeting i the minds...

I agree with counsel. Get a lawyer to advise you

Papers not filled by agency I hired in time

From the facts we cannot be sure that they are not filed. I suggest you do what you should have done at the outset...which is hire a licensed...

My landlord leaves repairmen in my home while I'm at work, he let's them in then leaves to work himself. Is that legal?

Counsel is right. If anything is missing and you can prove it, you can sue for the value o the items

I was served with an unconditional 3 day notice, but my landlord didn't give me time to comply.

I am sure we are missing some facts here. Can you expand on the facts a little why the police would aid in taking you to a mental hospital.

Can the put the complete financial burden on my son even though he wasn't at fault?

No way. Get an attorney that will take this case as my colleague has offered

Where does a breach of contract occur, where the debtor lives or where the bank is located?

Depends on whether you have a governing law provision in tour contract and what state the clause provides in the state

11 year old bank debt in mo.

Get a consumer attorney. Such a threat may be illegal depending your state law and the statute if limitation in your state

Will they try and sue me?

If early termination is silent in the contract, then the landlord can sue for the remainder of the contract so long as the landlord is trying to...