Insurance Code section 11580.2 states you must file a police report to trigger uninsured motorist coverage in the "hit and run" scenario, however,...

In California, is it true that uninsured motorist coverage is also underinsured motorist coverage? Is that a law 4 CA policies?

Yes, pursuant to Insurance Code section 11580.2 uninsured motorist bodily injury coverage becomes underinsurance coverage. To trigger...

How long should my attorney negotiate with an insurance company?

Unfortunately insurers more then often make "low offers". Every attorney has his or her own strategy. When counsel notes you cannot persuade the...

If an individual asks for a policy limit, and insurance does not settle, am I personally liable for damages?

In a case called Boincourt v. Amex Assurance Co. (2000) 78 Cal. App.4th 1390, the insured in a similarly situated circumstance refused to disclose...

Can my medical records from prior accident allowed in personal injury case?

Clearly you must have filed suit, which has given the opposition power of Subpoena. Both the US and California Constitutions afford persons...

Is there a law that prohibits insurance companies from being arbitrary?

Often the insurance adjuster in the claims stages will and do act as both judge and jury to make a determination as to fault in which case you are...

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3 questions - What is a Pre-preliminary, Is victim able to search for defendant's auto insurance company, Will I have to testify

HOW CAN I GET THE INSURANCE INFORMATION? More than likely the intoxicated driver/criminal defendant will be ordered to pay what is called...

Do I need representation for an auto accident

Insurers use what is a called a Market Analysis Report a database service provided by Experian (the credit reporting company) which compiles all...