If a debt is more then 12 years old can a collector put a note on your credit saying the account is in collections?
I agree with my colleague. Also, you can file a dispute with the credit reporting agency. It may not be a permanent fix however.
Irvine, CA
Bankruptcy and debt Lawyer at Irvine, CA
Practice Areas: Bankruptcy & Debt
I agree with my colleague. Also, you can file a dispute with the credit reporting agency. It may not be a permanent fix however.
Have you attempted to contact the creditor again? Also, you can dispute the entry on your credit report. That is not necessarily a permanent fix...
I agree with my colleague - you probably need to talk with a debt collection defense attorney. Have you talked with your Dad about this? Perhaps...
Take the advice given - you need an experienced bankruptcy attorney to represent you in the adversary.
I suggest you consult with an attorney as soon as possible to get legal advice regarding your specific options which depends upon several factors...
Responses previously provided give you the information you need to know. Continue making payments and you won't have any issues. Reaffirmation...
Does your name appear on the credit card statement along with your Aunt? Have you charged on the credit card - which is part of the balance due? ...
It is critical that you talk with the bankruptcy attorney that assisted in the filing of the case. If no attorney, seek advice from an experience...
Your question is confusing. Did you file chapter 13 or 7? Was the bankruptcy "dismissed" or did you get a discharge" These are critical issues...
The previous responses have provided the information you are seeking about your options. I too urge you to talk with your bankruptcy attorney...