I too urge you to consult with an experienced bankruptcy attorney in order to consider all related issues to your situation. Some of us offer a...

You have received good responses from my colleagues and I agree with their comments regarding your retirement account. I too urge you to speak...

My colleagues have provided excellent information for you. I urge you to meet with an experienced bankruptcy attorney in your area before the...

What is my next step?

I urge you to talk with an attorney in your area regarding your options.

If you don't have a pre-nuptual agreement that identifies your intent to keep assets and debts separate during your marriage, you may face some...

Having received notice of the bankruptcy, you are prevented from further collection efforts - as stated by my colleagues. Whether you had some...

My colleagues have provided appropriate responses to your question. Disclosure is critical when filing bankruptcy. I also recommend that you...

Depending upon the amount of your total debt, you may want to consider a consultation with a bankruptcy attorney. Otherwise, prepare a budget of...

I spoke with the collector on the phone and agreed to pay the debt?

I agree with prior response that $50 per month is a very good deal. Alternatively, if you are able to offer a lump sum payment - something less...

As suggested in prior answers, I urge you to seek advice from a bankruptcy attorney and family law attorney. These are separate but related issues...