I agree with the comments from Attorney Shields. Particularly, review the loan document carefully and request an accounting of payments and charges.

From your question, it sounds like you received a "letter" from Resurgence and not a lawsuit. It makes a difference. If what you received is a...

Can A debt collector try and collect a debt from an account that had been closed for 5 years?

I agree with the comments by my colleagues regarding the statute of limitations. I suggest you contact an attorney in your area for more detailed...

As stated by my colleagues, you need to discuss this with your chapter 13 attorney - if you don't have one, get one immediately in order to...

Is there something I can do to remove secured lien in Chapter 13 or can I lose my House?

You should have an attorney representing you in chapter 13 - I urge you to discuss this with your attorney. If you don't have one, get one. The...

Is it possible to negotiate a settlement on a lien if the property is going to be sold?

I agree with my colleagues regarding info provided. Negotiating a settlement with a judgment creditor that already has a lien on property can be...

What happens when I receive a entry of default/judgement under fair debt buying practices Act?

Good information has been provided in a prior answer. Not knowing for sure what "paperwork" you received, I urge you to seek advice from a local...

Response already provided, particularly from Mr. Granvold and others. Consulting with another local bankruptcy attorney might be beneficial to get...

New $600,000 legal exemption law?

The homestead exemption maximum amount is $600,000 - however it depends upon where you reside and the value of your residence. I urge you to...

I agree with my colleague - that you should contact an attorney to assist in this matter. Depending upon your overall financial situation,...