Responses have already addressed the issue: If you knew about the "gift" prior to filing the bankruptcy, it should have been disclosed as a...

Consider what you can afford based upon your current income and monthly living expenses and contact them to offer payments in order to resolve this...

I strongly suggest you talk with a bankruptcy attorney in your area. Although schedules A&B are not required to be served on all creditors, an...

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Urge you to talk with experienced bankruptcy attorney immediately.

Your personal liability for the mortgages is discharged when chapter 7 is filed. That means that the lender cannot seek payment directly from you...

Analyzing exemptions requires a full understanding of all assets. This is not the type of information that can be provided on this site, as so...

A "general" letter is not an agreement that protects you - a settlement agreement must contain all specific terms of the payment arrangement or...

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Any agreement that you enter into should contain all details of the settlement, including a statement regarding the release of lien when the debt...

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You have received many on-point responses. There is a great deal to consider before approaching the creditor. Raising "bankruptcy" in the process...

A judgment can be recorded as a lien on the property. As a result of that recorded lien, you can consider a judicial foreclosure - which is a...