We own(ed) a timeshare in Maui, Hawaii, free and clear but went to foreclosure due to non payment of maintenance fees.

This would be a question for an attorney in Hawaii as this is where the property is located and therefore Hawaii law would apply.

How do I rebuild credit after recent bankruptcy?

Start by checking your credit report and making sure all unsecured debts show a zero balance and discharged in bankruptcy. Next, obtain a secured...

Disabled, 100k unsecured indefault. married, spouse makes 70k. 2nd mort in default. will we lose our home if I file alone.

In a Chapter 7 case it would not impact your house provided you keep payments current. You may not get any additional benefit in a Chapter 13...

Is a purchase money HELOC non recourse in a CA short sale?

The issue is not one of recourse versus non-recourse. But rather deficiency versus anti-deficiency. In California, purchase money loans are...

Can my spouse be sued for debt incurred before marriage when we were business partners?

I think the question is less if your wife can be sued and more if such a lawsuit would be successful if brought to trial. Based on the facts as...

Torts that are negligent generally ARE dischargeable while torts that are willful generally ARE NOT. Assuming the torts are of the...

If i filed chapter 13 and was confirmed but situation has changed can i file chapter 7 instead?

Depending on how long ago the Plan was confirmed you may be able to amend the plan for changes circusmtances or dismiss the 13 entierly. Then...

I bought a house at auction...what do I do with the personal property valued at over $300. What is California law.

I would give them notice of intent to dispose which gives them a reasonable amount of time to pick up their stuff. Also permit them the option to...

What are a homeowners rights with an HOA that has recorded a lien unjustly?

Your HOA board has a duty of care to each and every homeowner. If this duty has been breached, the board can be sued. However, special assessments...

Generally speaking, you cannot remove a partially secured 2nd mortage in Chapter 7, or in Chapter 13. You should discuss this with a bankruptcy...